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access business banking and payment solutions

Business banking for your Estonian company: pay and get paid for your hard work. Make international transfers, work in different currencies, or set up an online store.

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Business banking is essential

It enables your business to accept payments from customers, pay suppliers and streamline financial operations.
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Trade easily within the EU

Simplify financial transactions in Europe and manage funds in Euros by opening a business banking account in any EEA country.
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Simplify international transactions

Transact efficiently across borders with multi-currency accounts, low-cost international transfers, virtual payment cards and e-wallets.
most popular

Payment institutions & fintechs in the EU/EEA

A good option for early stage entrepreneurs and businesses making frequent international transactions. Not suitable for holding large amounts of funds.

  • Some providers offer an Estonian IBAN
  • Open an account entirely online
  • Widest choice of providers
  • No business loans & credits
Find providers

Banks in Estonia

To open account you need to demonstrate a strong connection to Estonia. Location independent single shareholder with easily traceable income may also qualify.

  • Estonian IBAN
  • Business loans & credit
  • Online management with an e-resident card
  • Available to request a pre-decision before visiting in person
  • In-person visit needed to open an account
Find providers

Banks in other EU/EEA countries

Consider this if you already have a great relationship with an EU/EEA bank, or live in another country in the EEA.

  • Business loans & credit
  • Based on an existing client relationship
  • No Estonian IBAN
  • In-person visits may be needed
Inquire directly with an EU/EEA bank about opening an account.

Speedy setup of EUR and GBP accounts within an hour with a fast registration process. Highly recommended for the non-fussy onboarding!

Zhang David Fu Hao
Wise review on Marketplace

Amazing banking option, reliable, clear and trustworthy. Thank you! :)

Manuel Schutte Zuñiga
Intergiro review on Marketplace

If you need a real bank in Estonia, LHV is the best choice. The monthly fees are a little expensive but they are the most innovative bank in Estonia.

Jesus Picornell Alsina
LHV review on Marketplace

Frequently Asked Questions

Do you have an online shop?

With an e-commerce store you probably need an online payment gateway. e-resident merchants have access to a range of these services, including Stripe, Paysera and DECTA.

  • Browse payment gateways